In my opinion it's fair to everyone raiding that when something drops they have equal chance to get it and do whatever they want with it. When it comes to disenchanting for guild bank, or getting money for guild bank you can basically state, that even loot distribution means that the guild bank is also distributed to everyone.
So for example if someone wins a Void Crystal on a run, but doesn't need it, it can be given to someone else if requested in Guild chat, provided that the person with the item agrees. There will be a sort of small economy inside the guild if we don't have bank, but why is that a bad thing? It might very slightly hinder our progress but it's more fair to everyone.
On the other hand, having a guild bank is more progress oriented and would basically let us gather a "war chest" that could be used to help more active players. Also stuff could be sold from guild bank to members, and the accumulated gold then used for example special prizes in guild events. However this involves quite a bit of work; there would have to be online form showing the contents of the bank, price of items etc.
Anyway, if you have good ideas and experiences from previous guilds, please let me know how this was handled! =)
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2 comments:
I found the best use of the guild bank was for collection of items from the raiding instances - BoE set items from MC, crafting mats from MC & Ony.
If you do decide to start a guild bank, need to be strict on the things you keep in there - the bank can fill up really quick with stacks of cloth, leather, or world drops that "might be useful for someone" that no-one ever takes :)
Of course, if you did recieve things like that, could be a good way to build up some funds from selling them. Use the funds to purchase other mats / pots that are needed to progress our raiding.
I think using a guild bank is very important, especially when in a raiding guild. It can store mats, boe's and can also accumulate gold which can be used to buy mats and other needed items for boss's later on in the game.
You would have to make not just one guild bank but several, all for different reasons. One can be used for gold/boe epics, another for mats and another for anything else that might be useful for the guild.
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